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So, how was the first week back I hear you all ask? What’s going on in Canary Wharf? Is my property worth more money or less? Should I buy now or hold out for a few months? Should I rent or sell? Questions questions – the New Year always fills us with both anticipation and…
Q. I’m thinking of selling my property but still not sure what time of year is best, do you think I should maybe wait for the spring or do you think generally the New Year brings out the buyers? A. Reflecting on past experience and other years the state of the market financially will always…
Q. I’m considering shared ownership to help me step onto the property ladder; can you tell me more about this option? A. Shared ownership mortgage schemes are a Government incentive backed up by developers and housing associations in order to provide high quality affordable housing for first time buyers and other key workers. The shared…
Q. My solicitor is just firming up completion dates with me as we are ready to exchange. The trouble is I want to complete after Christmas now as we are only have a week but my buyer wants to move in for Christmas, I’m tearing my hair out as we have now reached a stalemate?…
So we hit the final month of 2009 with many of us breathing a sigh of relief and hoping that 2010 will have something more positive to bring to the table. The year started shaky and quietly as buyers trod with caution wondering whether they should be buying at all with talk that the market…
Q. I’m thinking of converting my loft, do you think this is a good idea and what’s required regarding planning etc? A. A loft conversion is a great way to utilize existing space in your home. It’s a perfect solution as you do not have to lose your garage or part of your garden to…
Q. I’m hearing the words ‘negative equity bantered around just lately, what does this mean and how does it affect me personally? A. Unfortunately, because of the current financial climate the term ‘negative equity’ has reared its ugly head once again. Negative equity is usually the result of a significant decline in the property market…
Q. I’m about to exchange contracts on my first property and my solicitor has asked for a suitable completion date? I understand the norm is about 2 weeks but a friend of mine recently did a simultaneous exchange and completion, what’s best? A. Correct, most buyers and sellers prefer a 2 week break between exchange and…
Q. I have some money that I have decided to invest in property but am very confused as after speaking to friends about which type of property is best for investment I have had so many different opinions I no longer know what to think. Can you help? A. When you are buying for investment…
Q. The survey report on the house that I’m buying has come back saying there is a problem with ‘Roof Spread’ can you shed some light on this, I have no idea what this means? A. Roof spread occurs when the load or roof covering is too heavy for the supports. The weight on the roof…
