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Q. Can you tell me more about the Governments new Help to Buy ISA that recently announced in the budget? Apparently they will give you a bonus on your savings of 25%? Sounds too good to be true, can you explain? A. The government is committed to supporting people who aspire to become homeowners. Recognising…
Q. I have been renting for a couple of years and I love the place I am living in, which I have just been invited to extend for a further 12 months. I am actually in a position to buy now with a decent deposit in the bank and a salary that would accommodate a…
Q. I have been renting my two bedroom apartment for the last two years and love it here, recently however following a change in my circumstances financially I have been thinking of advertising my spare room on Airbnb, quite a few of my colleagues are doing this to bring in some extra cash. What is…
Q. What is the current status surrounding Landlords fitting smoke alarms in residential rental properties? I hear there is some new legislation about to be passed? A. The Government announced on March 11 that it would be applying powers it had taken to itself to require smoke and carbon monoxide alarms to be fitted…
Q. I have seen a beautiful house to purchase but have just been informed by my agent it has a ‘Flying Freehold’, I have never heard of such a thing. Can you explain exactly what this is and if it will have any serious impact on me as a buyer? A. Flying freehold is an…
Q. I am a first time buyer and completely ‘green’ when it come to the property world. A few people have advised its far better to buy a Freehold property than a Leasehold as you don’t need to pay high service charges but to be honest I have no idea of the difference between Freehold and…
This week I want to highlight how important it is for Landlords to furnish and maintain their properties to a high standard in order to obtain the best out of their investment. Too often Landlords think that furnishing their rental investments with low budget or second hand furniture is good enough to rent their property.…
Q. I have just left home to rent my first apartment and am wondering if you have any tips to ensure I get my hard earned dilapidation deposit retuned in full at the end of the tenancy? Are there any pitfalls that I can avoid now to avoid paying later? A. As a young professional,…
Q. I’ve heard that if I buy a second home and let my children live there rent free I can avoid CGT (Capital Gains Tax) is this true? A. Indeed you have heard right, this little-known loophole remains an entirely legitimate way to buy another property and dispose of it without having to pay any…
Q. I’m about to put my house on the market for sale and just need a quick low down of a list of things I should do in preparation to make sure it shows at its best and sells quickly, can you help? A. While grand home improvements, such as new bathrooms and kitchens, undeniably…
